E-WALLET: EASE AND RISK PERCEPTION OF STUDENT TRANSACTIONS

Abstract

Study This aim For know influence perception convenience and perception risk to interest using e-wallet for students Islamic Economics UI Bunga Bangsa Cirebon. E-wallets have become required applications _ in life everyday , however consumer often looked at him as something risky . _ Perception This can influence interest use of e-wallets. Study This use method quantitative with respondent 41 who is student Sharia Economics semester 5 UI Bunga Bangsa Cirebon. Data processing uses one sample t-test and person product moment . The t test results show that variable X1 has high average value namely 13.88. Temporary variable X2 has low average value namely 9.54. From analysis person product moment obtained that variable X1 to Y has strong and positive correlation _ with value (0.666), which means connection between variable perception convenience with interest use own strong and significant influence . _ Meanwhile , the variable X2 has respect to Y correlation very low and negative with value (-0.069), meaning between variable perception risk with interest use own weak and non- weak relationships influential in a way significant . Then based on F test results , obtained F- count amounting to more than 16,329 big from F table 3.245. So between perception convenience and perception risk influential in a way simultaneous to interest using e-wallet.