E-WALLET: EASE AND RISK PERCEPTION OF STUDENT TRANSACTIONS. International Conference of Bunga Bangsa, [S. l.], v. 2, n. 1, p. 1081–1094, 2024. Disponível em: https://journal.epublish.id/index.php/icobba/article/view/134.. Acesso em: 21 nov. 2024.